Our friend Emma looks back on the hardest financial month of the year…and is smiling. Well done you!

It’s the last day of January, and I thought I had better reflect on whether my attempts at being frugal worked, or not…..
On the whole, this has been a financially low stress month. I managed to get a great deal on my digital camera. I bought the best model I could afford, and managed to get 6 months interest free. I shopped around, and the price I paid was cheaper than elsewhere, as sometimes I think interest free options are not always at the best price. I have made and baked wherever possible, even making digestive biscuits which were so successful that my eldest son ate all 30 over two evenings! Making more stuff from scratch and resisting fresh goods 3 for 2 or BOGOF offers has made us waste less, although if it’s tinned or dried stuff with a long shelf life, I’ve still bought them. I think I’ve probably annoyed several shoppers by standing working out which is the most economical product to buy – especially when it comes to cat food that seems to come in so many different sizes!
My sewing box is no longer gathering dust in a corner, but is where I can get it to mend where necessary. Jumpers have been repaired and I found some material in a sale, so bought that to make some cushions rather than buy them – 2 silk cushions for under £10, what a bargain!! However, I have drawn the line at repairing a pair of socks that don’t really fit our youngest son any more, even though they are ‘my favourite socks’.
The bottom line with all this rambling, is that on the day before payday, my account is still in credit, and the credit card has stayed in my purse. I think that considering it’s January, the month after Christmas and the month of sales and bargains, I’ve done really well. January has been an almost frugal month, spending when I needed to, and saving when I didn’t. Healthier eating, mended clothes, a happy family and money at the end of the month…..long may it continue!!

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